Contributors

Recognizing those who have contributed their expertise for the benefit of the Boglehead community 


Dan Ariely

James B. Duke Professor of Psychology and Behavioral Economics at Duke University

Dan Ariely is a James B. Duke Professor of Psychology and Behavioral Economics at Duke University, with appointments in the Fuqua School of Business, the Center for Cognitive Neuroscience, the School of Medicine and the department of Economics. He is also the founder of the Center for Advanced Hindsight. He has a BA in psychology from Tel Aviv University, an MA and PhD in cognitive psychology from the University of North Carolina, and a PhD in business administration from Duke University. After graduating from Duke in 1998, he took a position at MIT, where he was the Alfred P. Sloan Professor of Behavioral Economics. He was also a member at the Institute for Advanced Studies at Princeton during a 2 year break from MIT.

Over the years Dan has published his research in psychology, economics, medical, and business academic journals, and has written four general audience books about his research - Predictably Irrational, The Upside of Irrationality, The Honest Truth about Dishonesty, and Payoff.


Contributions:

Hozef Arif

Senior Fixed Income Portfolio Manager at Avantis Investors / American Century Investments

Hozef Arif is a Senior Portfolio Manager for fixed income strategies at Avantis Investors®. Hozef joined Avantis Investors in 2020. Prior to Avantis Investors, he was an executive vice president and credit portfolio manager at Pacific Investment Management Company (PIMCO) for  twelve years. While at PIMCO,   he managed a variety of strategies in global high yield credit funds. Prior to that, he worked as a leveraged finance investment banker at Credit Suisse. 

Hozef holds an undergraduate degree from the Indian Institute of Technology in Mumbai, an MBA from the University of Chicago Graduate School of Business, and  a masters degree in petroleum engineering from Stanford University.


Contributions:

Ted Aronson

Business Development, AJOVista | Co-CEO, AJO

Theodore (Ted) Aronson is the Founder of Aronson, Johnson, and Ortiz (AJO), an institutional investment advisor with $20 billion under management.

He has an B.S. and M.B.A, The Wharton School of Business, University of Pennsylvania, and is on the Spelman College Board of Trustees. Ted joined Drexel Burnham Lambert in 1974 while still a graduate student where he was a member of the Quantitative Equities Group, which provided innovative practical applications of modern portfolio theory and quantitative portfolio management.


Contributions:

Dr. Cliff Asness

Hedge Fund Manager at AQR Capital Management

Dr. Cliff Asness is a Founder, Managing Principal, and Chief Investment Officer at AQR Capital Management, a quantitative money manager overseeing $186 billion in assets as of December 2019. Prior to co-founding AQR Capital Management, he was a Managing Director and Director of Quantitative Research for the Asset Management Division of Goldman, Sachs & Co.  He is an award-winning researcher on quantitative investment strategies and has authored articles for many publications, including The Journal of Portfolio Management, Financial Analysts Journal, The Journal of Finance, and The Journal of Financial Economics.

Cliff received a B.S. in economics from the Wharton School and a B.S. in engineering from the Moore School of Electrical Engineering at the University of Pennsylvania, graduating summa cum laude in both. He received an M.B.A. with high honors and a Ph.D. in finance from the University of Chicago, where he was Eugene Fama's student and teaching assistant for two years.


Contributions:

Eric Balchunas

Senior ETF Analyst, Bloomberg Intelligence

Eric Balchunas is the Senior ETF Analyst, Bloomberg Intelligence. In this role, he writes research, articles and feature stories about ETFs for the Bloomberg terminal and Bloomberg.com. He also appears in a weekly on-air segment for Bloomberg TV and Radio called "Exchange-Traded Friday" in which he discusses different ETFs and the way investors can utilize them.

He is author of the book The Institutional ETF Toolbox, which was published by Wiley. The book is at once a primer on ETFs that both novices and professionals can understand as well as a guide to doing proper due diligence on the fast-growing world of ETFs.


Contributions:

Ryan Barrett, JD, MBA, CPCU

Estate Planning Attorney

 Ryan Barret is  a member of both the State Bar of California and Utah State Bar. Ryan is  an estate planning attorney who began his legal career in southern California ten years ago after obtaining a Juris Doctor as well as a Master of Business Administration from a concurrent program at Pepperdine Law and Pepperdine Graziadio Business School.


Contributions:

Bogleheads on Investing Episode 52 with Robert Barrett and Mike Pioer

Josh Barrickman

Head of Fixed Income Indexing Americas at Vanguard

Josh Barrickman, CFA, is a principal, senior portfolio manager, and head of Fixed Income Indexing Americas. He and his team manage bond index fund portfolios invested in U.S. and international bond markets (including government, mortgage-backed, and corporate securities). The team also manages several bond index ETFs.

Mr. Barrickman, who joined Vanguard in 1998, has more than 15years of fixed income experience. He is a CFA® charterholder and earned a B.S. at Ohio Northern University and an M.B.A.at Lehigh University.


Contributions:

Meg Bartelt

Financial Planner for Women in Tech; Founder, Flow Financial Planning, LLC

Meg Bartelt is the founder of Flow Financial Planning, a virtual, fee-only financial planning firm, in 2016 to help women in tech cultivate financial and professional strength. Flow is a Registered Investment Advisor in the states of Washington, California, and New York, and serves clients everywhere.

Meg received her B.A. in economics from Wellesley College. She received an M.S in financial planning from Golden Gate University


Contributions:

Christine Benz

Director of Personal Finance, Morningstar, Inc.

Christine Benz is director of personal finance and retirement planning for Morningstar and senior columnist for Morningstar.com. In that role, she focuses on retirement and portfolio planning for individual investors. She also co-hosts a podcast for Morningstar, The Long View, which features in-depth interviews with thought leaders in investing and personal finance. She is a frequent public speaker and is widely quoted in the media, including The New York Times, The Wall Street Journal, Barron’s, CNBC, and PBS. In 2020, Barron’s named her to its inaugural list of the 100 most influential women in finance; she appeared on the 2021 list as well. In 2021, Barron’s named her as one of the 10 most influential women in wealth management.

Benz is author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances (Wiley, 2010). She is also co-author of Morningstar® Guide to Mutual Funds: 5-Star Strategies for Success, a national bestseller published in 2003, and author of the book’s second edition, which was published in 2005. Before assuming her current role in 2008, she served as Morningstar's director of mutual fund analysis and was editor of Morningstar Mutual Funds and Morningstar FundInvestor.

Benz holds a bachelor’s degree in political science and Russian/East European studies from the University of Illinois at Urbana-Champaign. She is a board member of the John C. Bogle Center for Financial Literacy. Benz is also a member of The Alpha Group, a group of thought leaders from the wealth management industry from across the country. In her free time, she works with underprivileged women to improve their understanding of personal finance concepts.


Contributions:

Rob Berger

Rob Berger, Esq | Founder, RobBerger.com and the Financial Freedom Show

Rob Berger has been writing about investing and retirement since 2007, After spending 25 years as a securities litigator in Washington DC, he retired in 2016 to continue his research and writing on retirement. Since then he published his first book, Retire Before Mom and Dad, launched a YouTube channel, and continues writing about investing and retirement at RobBerger.com.


Contributions:

Bill Bernstein

Co-founder, Efficient Frontier Advisors

William J. Bernstein is a neurologist, co-founder of Efficient Frontier Advisors, an investment management firm, and has written several titles on finance and economic history. He has contributed to the peer-reviewed finance literature and has written for several national publications, including Money Magazine and The Wall Street Journal. He has produced several finance titles such as The Intelligent Asset Allocator and The Four Pillars of Investing, and also four volumes of history, The Birth of Plenty, A Splendid Exchange, Masters of the Word, and The Delusions of Crowds, about, respectively, the economic growth inflection of the early 19th century, the history of world trade, the effects of access to technology on human relations and politics, and the history and psychology of mass manias. He was also the 2017 winner of the James R. Vertin Award from CFA Institute.


David Blanchett

 Ph.D., CFA, CFP®, is the Managing Director, Head of Retirement Research, PGIM DC Solutions

David Blanchett,  Ph.D., CFA, CFP®, is the Managing Director, Head of Retirement Research, PGIM DC Solutions. Prior to gaining this position, David was the head of retirement research for Morningstar’s Investment Management group.


Contributions:

Dr. David Blitzer

Public Speaker and Consultant | Formerly Chairman of the S&P 500 Index Committee

Dr. David Blitzer, Managing Director and Chairman of the Index Committee at S&P Dow Jones Indices (S&P DJI) with overall responsibility for index security selection, as well as index analysis and management. 


Contributions:

Andrew Bogle

Managing Director, Reva Capital

Andrew Bogle is a son of John Bogle. He is a Managing Director at Reva Capital in New York, NY where he connects people seeking capital with those seeking investment deals. In addition, he talks with early-stage startup founders to learn their biggest and nearest term hurdles and goals. He provides advice and introductions to people who can assist the startup. He is not paid for his introductions nor advice but has been asked and joined as an advisor for a few and does a tiny bit of angel investing.

His career has been eclectic since graduation from Connecticut College in 1994 with a B.A. in Economics. He worked in operations at Brown Brothers Harriman (Boston) and did sales at a small company (Washington D.C.) selling financial information (low-end Bloomberg, FactSet) before attaining his M.B.A. at Vanderbilt University in 2004. He joined Morgan Stanley's Private Wealth Management Group (NYC) for 16 months then went to work for Robin Hood Foundation (NYC).

He serves on the Board of Trustees at Kent School where he serves on five committees. He also sits on the Board of a family foundation. He has served on Board of Directors of GO Project (non-profit in NYC) as well as the Alumni Board of the Owen Graduate School of Management at Vanderbilt University.


Contributions:

Lauren Boland

Developer of cFIREsim

Lauren Boland  is the developer of cFIREsim. She is an experienced developer with a demonstrated history of working in the information technology and services industry. Skilled in Python, Django, Linux System Administration, Test Planning, HTML, and Software Testing Life Cycle (STLC). Strong engineering professional with a Masters of Science focused in Systems Engineering from The George Washington University. 



Contributions:

Nicole Boyson

Associate Professor of Finance, Northwestern University

Nicole Boyson's research and teaching interests fall in the area of investments and corporate finance, with a focus on regulatory arbitrage, hedge fund management, and hedge fund activism.

Prior to joining the DMSB faculty in 2004, Professor Boyson was an Assistant Professor at Purdue University. Prior to joining Purdue, Professor Boyson was a manager for Ernst & Young, the VP of Investments for Pension Consulting Services, an analyst for Third Federal Savings and Loan, and a senior accountant at KPMG Peat Marwick.

A Certified Public Accountant, Professor Boyson serves on the Editorial Board of the Financial Analysts Journal, has served on the board of the Midwest Finance Association, has been a member of numerous program committees of professional organizations, and acts as an ad-hoc referee for journals including The Journal of FinanceReview of Financial Studies, Journal of Financial Economics, and The Journal of Financial and Quantitative Analysis.



Contributions:

Lisa Bragança

Former SEC Branch Chief | Attorney/Owner Bragança Law LLC

Lisa Bragança, JD, MBA, is a former Branch Chief in the Division of Enforcement of the Chicago Office of the Securities & Exchange Commission. She handled investigations of accounting fraud, Ponzi schemes, insider trading, churning, and unsuitable investments. Today, Lisa is now in private practice at Bragança Law.

Throughout her career, Lisa has been an advocate for the rights of people with physical, cognitive, and psychiatric disabilities. She previously served as counsel in three statewide class actions seeking to compel the State of Illinois to comply with the Americans with Disabilities Act. She also regularly speaks about elder financial exploitation, securities regulation, recovering investment losses, and cryptocurrency.


Contributions:

Maria Bruno

Head of U.S. Wealth Planning Research at Vanguard

Maria Bruno is the head of U.S. Wealth Planning Research at Vanguard, leading a team responsible for conducting research and analysis on a wide range of retirement, wealth planning, and portfolio construction topics. In this role, she also contributes to the oversight of the investment philosophy, methodology, and wealth management strategies supporting Vanguard's advisory products and services.

Ms. Bruno has served in a variety of advice-related and leadership roles, including as a practitioner in Vanguard Personal Financial Planning and Advice Services departments, where she created comprehensive financial plans, managed a team of financial planners, and developed Vanguard's advice programs and educational materials. She has more than 25 years of experience in the financial services industry and is widely quoted in the news media on financial planning subjects, regularly blogs on Vanguard's website, and participates in webcasts and podcasts. Ms. Bruno earned a B.S.B.A. from Villanova University and holds the Certified Financial Planner certification.



Randy Bruns, CFP® RICP®

Principal | Senior Financial Planner, Model Wealth, Inc.

Randy Bruns is the founder of Model Wealth and a Senior Financial Planner with the firm. He is a past President of the Financial Planning Association of Illinois (FPA-Illinois), has been a guest lecturer for the University of Illinois’ financial planning program, and is an outspoken proponent in favor of a higher fiduciary standard for the financial services industry.

In 2018, Randy was recognized by InvestmentNews as part of its prestigious “40 Under 40” class of honorees doing remarkable things in the field of financial planning. A year later he’d be recognized by Morningstar Magazine for providing complimentary financial advice to underserved communities while helping reshape the financial planning profession.

Randy designed Model Wealth to give consumers a more pure and transparent financial planning experience than the sales-focused environment typical of Wall Street. His team specializes in hourly-based advice and, when appropriate, packages it with ongoing investment management for a flat annual fee.


Contributions:

Jamie Catherwood

Client Portfolio Associate at O’Shaughnessy Asset Management

Jamie Catherwood is a financial historian and the publisher of the website Investor Amnesia. He received a history degree from King's College London in 2017 before joining O'Shaughnessy Asset Management, a quantitative investment firm based out of Stamford, Connecticut. Jamie quickly built his reputation as an expert on the history of money and finance after starting a popular weekly blog that links current market activity and investor behavior to similar events and investor behaviors throughout the centuries.


Contributions:

Steve Chen

Founder of NewRetirement

Steve is the founder and CEO of of NewRetirement. The company has helped millions of people find ways to improve their finances and life through a financial planning platform that provides DIY software, articles, podcasts, classes, coaches and access to Certified Financial Planners on at a low flat fee.

Steve has founded companies in education, consulting and financial services that have raised tens of millions in venture capital and been valued at hundreds of millions of dollars. He is a product of a middle class upbringing and is thankful for his family, education and the amazing people that he's met in his life.


Contributions:

Jonathan Clements

Financial Writer

Jonathan Clements is the founder and editor of HumbleDollar. During Jonathan's long career as a financial writer he has worked for Euromoney, Forbes, and The Wall Street Journal. He is also the author of eight personal finance books, his latest being From Here to Financial Happiness


Contributions:

Jim Collins

Author and blogger

JL (Jim) Collins is the author of “The Simple Path To Wealth: Your Road to Financial Independence and a Rich, Free Life”, and a proponent of the FIRE movement which stands for “Financial Independence, Retire Early”. He’s also a popular American financial blogger at JLCollinsnh.com.

Collins takes a refreshingly simple approach to long-term investments that can easily be replicated by individual investors. As a follower of Vanguard’s founder John Bogle and the Oracle of Omaha’s Warren Buffett, Collins is a proponent of broad-based index funds (such as Vanguard) due to their low expense fees and ability to closely track the stock market index.

His blog originally started as a series of letters to his daughter and family members to help them learn from his investing and personal finance mistakes. This later turned into a business when he monetized his blog and published his book in 2016.

Contributions:

Paulo Costa, Ph.D.

Behavioral Economist and Investment Strategist at Vanguard Investment Strategy Group.

Paulo Costa is a Behavioral Economist and Investment Strategist on the Investor Behavior team within the Vanguard Investment Strategy Group. Dr. Costa’s current research examines how much investors value financial advice, the safe withdrawal rate for F.I.R.E. (Financial Independence Retire Early) investors, and investors’ financial well-being.

Prior to joining Vanguard, his research focused on quantitative equity strategies and how the framing of financial information affects investor behavior. Paulo holds a B.A. in Economics from Yale University and a M.A. and Ph.D. in Economics from Harvard University.


Contributions:

Gail Cox

Former Bogle Center Board member

Gail Cox is a flight attendant for American Airlines. She has served capably for many years on the Bogleheads Conference organizing committee.


Contributions:

Former Bogle Center Board member


Dr. Jim Dahle

Emergency Physician | Founder, The White Coat Investor

James M. Dahle, M.D., FACEP, is a full-time emergency room doctor, entrepreneur, writer, speaker, father, and is an inspiration to thousands of young doctors, dentists, lawyers, and other professionals who are seeking straight answers to personal finance questions. He started The White Coat Investor in 2011 to help those in the medical profession became the wealthy doctors that people think they are, and it has grown into the most widely-read physician-specific personal finance and investing website in the world.

Jim published The White Coat Investor, A Doctor's Guide to Personal Finance and Investing in 2014, and more recently published The White Coat Investor's Financial Boot Camp: A 12-Step High-Yield Guide to Bring Your Finances Up to Speed.


Contributions:

Karen Damato

Financial Writer/Editor/Content Strategist

Karen Damato is the content manager at a major law firm in New York, after a long career as a personal finance journalist. She was an assistant managing editor of Time Inc.'s Money brand and, before that, spent more than 30 years as a writer and editor at The Wall Street Journal. Her roles at the Journal included "Ask Encore" columnist, news editor overseeing the monthly Investing in Funds & ETFs reports, and Wealth Editor. She has attended three Bogleheads conferences, including Diehards IV in Denver in 2004 and, most recently, the 2016 conference.


Contributions:

Michelle Dash

Director of Consumer Product and Services at NewRetirement

Michelle Dash is the Director of Consumer Product and Services at NewRetirement, where she manages strategic partnerships, services, support, education, and the Virtual Financial Advisor product to help people prepare for financial independence and make smarter choices for retirement. 

Michelle received her B.A from the University of Michigan and her Masters of Science from DePaul University.


Contributions:

Joe Davis

Global Chief Economist & Head of Investment Strategy Group at Vanguard

Joseph Davis, Ph.D., a Vanguard principal, is the global chief economist and global head of Vanguard Investment Strategy Group, whose research and client-facing team develops asset allocation strategies and conducts research on the capital markets, the global economy, portfolio construction, and related investment topics. Mr. Davis also chairs the firm's Strategic Asset Allocation Committee for multi-asset-class investment solutions.

As Vanguard's chief economist, Mr. Davis is a member of the senior portfolio management team for Vanguard Fixed Income Group. He is a frequent keynote speaker, has published white papers in leading academic and practitioner journals, and helped develop Vanguard Capital Markets Model® and the firm's annual economic and capital markets outlook. Mr. Davis earned his B.A. from Saint Joseph's University and his M.A. and Ph.D. in economics at Duke University.


Contributions:

Phil DeMuth

Managing Director at Conservative Wealth Management LLC

Phil DeMuth is an investment advisor. He was valedictorian of his class at the University of California at Santa Barbara in 1972, and then went on for his master's in communication and Ph.D. in clinical psychology.

Phil is the author of nine books on investing, most co-authored with his friend, economist Ben Stein, and some of which have been New York Times bestsellers. His latest book is The Overtaxed Investor: Slash Your Tax Bill & Be a Tax Alpha Dog.

A psychologist and investment advisor, Phil has written for the Wall Street Journal, Barron's, Forbes, the Journal of Financial Planning, Human Behavior and Psychology Today.

His opinions have been quoted in the New York Times, the Financial Times, Yahoo! Finance, On Wall Street, Fortune, Research Magazine, Investor's Business Daily, Motley Fool, theStreet.com, and Playboy. He has been seen on various TV shows, including Consuelo Mack WealthTrack, CNBC's Worldwide Exchange, On the Money, Squawk Box and Closing Bell, as well as Fox & Friends, and Wall Street Week..

For his day job, Phil runs Conservative Wealth Management LLC.


Contributions:

Joel M. Dickson, Ph.D.

Principal and Global Head of Advice Methodology at Vanguard

Joel M. Dickson, Ph.D., is Principal and Global Head of Advice Methodology. He oversees all investment methodology development for Vanguard’s advice programs whose end consumers are individual investors. He chairs Vanguard's Advice Policy Committee and is a member of Vanguard's Strategic Asset Allocation Committee.

Since joining Vanguard in 1996, Mr. Dickson has held a number of senior investment- related roles, most recently leading the Investment Research and Development function focused on identifying next-generation investment solutions. He also led Vanguard’s ETF industry thought leadership research team within Vanguard Investment Strategy Group, analyzing trends and developments in the exchange-traded fund (ETF) market. Prior to those roles, Mr. Dickson served as the head of the Active Quantitative Equity Group with oversight responsibility for all research and portfolio management activities associated with Vanguard’s internally managed active equity portfolios.

Before joining Vanguard, Mr. Dickson worked as a staff economist at the Federal Reserve Board. He has testified before U.S. Congressional committees on Social Security reform and mutual fund disclosure issues, and he is often quoted in the press regarding the role taxes play in portfolio management and asset allocation decisions.

Mr. Dickson earned an A.B. from Washington University in St. Louis and a Ph.D. in economics from Stanford University.


Contributions:

Laura Dogu

United States Ambassador to Nicaragua

Laura Dogu is an author, diplomat and former United States Ambassador to Nicaragua.


Contributions:

Former Bogle Center Board member

The Bogleheads' Guide to Retirement Planning

Annie Duke

 Author in cognitive-behavioral decision science and decision education

Annie Duke  an American former professional poker player and author in cognitive-behavioral decision science and decision education. Annie has authored two books on decision-making,  Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts, and How to Decide: Simple Tools for Making Better Choices.

Annie received her B.A. in English and Psychology from Columbia University, and received an M.A. in Cognitive Psychology at the University of Pennsylvania.


Contributions:

Susan Dziubinski

Director of Content at Morningstar

Susan Dziubinski is Director of Content at Morningstar. She began her Morningstar career in 1991 as an analyst for Morningstar Mutual Funds. As a senior product manager of content, Ms. Dziubinski helped launch the Morningstar Rating for Stocks and led several businesses, including Morningstar Mutual Funds, Morningstar's book business, and Morningstar's suite of stock and fund newsletters. In her current role, she focuses on making research from across Morningstar accessible to individual investors. She also writes Morningstar.com's Our Picks column.


Contributions:

Dan Egan

Director of Behavioral Finance and Investing at Betterment

Daniel P. Egan is the Director of Behavioral Finance and Investing at Betterment and a leader in the field of improving personal decision making by understanding how psychology interacts with design, money, investing and spending. His research is reshaping how people interact with technology to make themselves better money managers. Dan holds an MSc in Decision Science from London School of Economics and a BA (Distinction) in Economics from Boston University.


Contributions:

Charles Ellis

Author, investment consultant

Charles Ellis is an American investment consultant. In 1972, Ellis founded Greenwich Associates, an international strategy consulting firm focused on  financial institutions.  The author of 18 books,  Ellis is known for his philosophy of passive investing through index funds, as detailed in his book, Winning the Loser's Game. 

His new book, Inside Vanguard. was published on October 25, 2022.

Ellis received a B.A. in Art History from Yale University. He received a Phd.  in Economics from New York University.


Contributions:


Bogleheads Live Episode 31 with Charles Ellis

Robert Farrington

Founder of The College Investor

Robert Farrington is America's Millennial Money Expert® and America's Student Loan Debt Expert™, and the founder of  The College Investor, a personal  finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future.

Robert received his B.A. in Political Science at the University of California, San Diego, and received an M.B.A in Entrepreneuriarial Studies at the University of California, San Diego - Rady School of Management.




Contributions:

Bogleheads Live Episode 32 with Rob Farrington

Rick Ferri, CFA

Founder and CEO, Ferri Investment Solutions | Founder and CEO Core-4 Investing

Rick has worked in the investment industry for about 35 years and has embraced a low-fee Bogleheads philosophy for more than 25 years. He is the founder and CEO of Ferri Investment Solutions where he advises do-it-yourself individuals for fix-rate and hourly fees. Rick started his career in 1989 as a Wall Street broker, and 1999, founded one of the nation’s first low-fee portfolio management companies where he grew assets to over $1.5 billion. In 2017, the firm was purchased by a private equity investor.

Rick has published extensively on the benefits of low-cost investing, including several books on index funds, ETFs, and asset allocation. He has also written for Forbes and The Wall Street Journal and is the creator and host of the “Bogleheads On Investing” podcast, a program sponsored by the John C. Bogle Center for Financial Literacy, a 501(C)3 organization.

Rick graduated from the University of Rhode Island with a Bachelor of Science Degree in Business Administration and from Walsh College with a Master of Science Degree in Finance. He became a CFA charterholder in 1994. Rick is also a retired Marine Corps officer, and flew jet fighters off aircraft carriers.


Contributions:

Steven Fox, CFP

Founder of Next Gen Financial Planning

Steven Fox, CFP®, EA is the founder of Next Gen Financial Planning, a Registered Investment Advisor in the state of California providing comprehensive fee-only financial planning services for young professionals who want to learn how to use money as a tool to balance today’s pressing needs with tomorrow’s dreams. 

Prior to starting Next Gen Financial Planning, Steven served over 8 years on active duty in the United States Marine Corps. After separating with an honorable discharge, he attended San Diego State University where he graduated with honors while earning a bachelors degree in financial services, a certificate in personal financial planning, and a minor in entrepreneurship. He has also held positions with several other financial planning firms. 


Contributions:

Christine Franquin

 Principal and senior portfolio manager in the Vanguard Equity Index Group

Christine Franquin is a principal and senior portfolio manager in the Vanguard Equity Index Group. 
Christine manages several equity and balanced funds, including funds for U.S. and international investors as well as indexed separate accounts


Contributions:

Debbie Fuhr

Managing Partner & Founder of ETFGI

Debbie is the Managing Partner & Founder of ETFGI, the world’s leading independent research company. ETFGI has become the dominant independent research and consulting provider providing insights on the entire global industry of ETFs and ETPs listed globally as well as the service providers.


Contributions:

Brandon Ganch

The Mad Fientist blog

Brandon Ganch, is better known as blogger,  The Mad Fientist. Brandon describes his efforts as, "By analyzing the tax code and looking at personal finance through the lens of early financial independence, I develop advanced strategiesspreadsheets, and software tools to help you retire even earlier."

Brandon received his B.S. degree in computer science at the University  of North Carolina at Chapel Hill, and received his Masters Degree from Dartmouth.

Brandon currently resides in Scotland.


Contributions:

Cody Garrett

Founder of Measure Twice Financial

Cody Garrett, CFP, is the founder of Measure Twice Financial, a fee-only, advice only financial planning service, based in Houston, Texas.

Garrett has written  articles appearing in Forbes, Barron’s, Yahoo Finance, FOX Business, MarketWatch, Morningstar, Business Insider, Morning Brew, and CNBC.

Cody is an alumnus of The University of Houston and completed the CFP certification program at Rice University.


Contributions:

Sheryl Garrett

Founder, Author, Educator at The Merriman Financial Education Foundation

Sheryl Garrett, CFP, is the founder of the Garrett Planning Network, a nationwide network of more than 300 hourly based financial advisors whose mission is to help make competent, objective financial advice accessible to all people.

Garrett is frequently quoted in media and a recipient of numerous awards and recognition for her contributions in the field of financial advice. She's written, co-authored or served as a series editor on more than a dozen books and has been very involved in financial education and awareness and investor protection. 


Contributions:

Nick Gendron

Global Head of Fixed Income Index Product Development at Bloomberg

Based in New York, Nick manages the global fixed income index product team at Bloomberg. The main responsibilities of his team include: new product development and research, ETF pipeline and senior relationship management, consulting with clients on development of custom index products, marketing/support of the entire suite of fixed income indices, implementation of robust governance structure and process.  Nick has been with the index business since 1992 at Lehman Brothers and subsequently at Barclays since 2008. 

In his years at Lehman Brothers he managed the U.S. index team from 1998 – 2005 and managed the global index business from 2005 – 2008.  He also worked extensively marketing the portfolio management tools PC Product and POINT.

Nick began his professional career at JP Morgan working from 1987-1992 in their systems development department.  He holds an M.B.A. in finance from New York University and a B.A. in computer science and mathematics from Boston College.


Contributions:

Dr. Wesley Gray

Marine and Asset Management Innovator

Dr. Wesley R. "Wes" Gray is the CEO of Alpha Architect, an author, portfolio manager, United States Marine, Iraq War vet, and a former professor of finance at Drexel University. He earned an MBA and a Ph.D. in finance from the University of Chicago where he studied under Nobel Prize Winner Eugene Fama. Dr. Gray has published multiple academic papers and four books, including Embedded (Naval Institute Press, 2009), Quantitative Value (Wiley, 2012), DIY Financial Advisor (Wiley, 2015), and Quantitative Momentum (Wiley, 2016). His research-intensive asset management firm focuses on high-conviction value and momentum factor exposure.


Contributions:

Dr. Ricardo Guerra

Interventional Cardiologist

Dr. Ricardo “Rich” Guerra is an Interventional Cardiologist at North Texas Heart Center, based in Dallas, TX. He has been a Boglehead for many years and developed a passion for the Boglehead Way. After learning much from the experts and community members he met at local and annual meetings and from John Bogle himself, he was inspired by the drive embodied by so many to help others also achieve financial well-being. Guerra has chaired the Finance and Investing Committee of the Sarnoff Foundation for Cardiovascular Research and is active in the Bogleheads Community helping to spread the word to facilitate creating a world of well-informed, capable and empowered investors.

Dr. Ricardo Guerra is a medical doctor specializing in Cardiovascular Medicine. He is graduate of Harvard University and subsequently received his medical degree at the University of California, San Francisco and Cardiology and Interventional Cardiology training at Stanford and Vanderbilt Universities respectively. He is passionate about fostering innovation in the patient experience through technology and service. He enjoys aviation and has built and flies an experimental aircraft.


Contributions:

Bogle Center Board member

Dr. Guerra has recorded videos of Boglehead Conferences, and oversees the Bogleheads YouTube channel.

Ben Holland, CPA

Controller at County of Butler

Ben is a Certified Public Accountant, licensed in the Commonwealth of Pennsylvania. As the Controller for Butler County (PA), he serves as a Trustee on the County's pension plan; continuing the legacy of investing all assets in low cost index funds—and saving taxpayers millions of dollars in fees annually. Ben received his accounting degree from Grove City College, and is a member of the Pennsylvania State Board of Accountancy. He is married to his wife Tricia, and together they are raising three sons - "Little Jack" according to Mr. Bogle, Samuel, and Levi.


Contributions:

Morgan Housel

Partner at Collaborative Fund

Morgan Housel is an author of The Psychology of Money book and writes a blog as a partner at The Collaborative Fund. He is a former columnist at The Motley Fool and The Wall Street Journal, a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism.


Contributions:

Jason Hsu

Founder & CIO at Rayliant Global Advisors

Jason Hsu, Ph.D., is one of the world's top thought leaders on factor investing and the co-creator of the fundamental indexing methodology. He has authored more than 40 peer-reviewed articles and won numerous research awards. Jason is a member of the board of directors at the Anderson School of Management at UCLA, as well as an adjunct professor in finance. He is an associate editor of the Journal of Investment Management and serves on the editorial board of the Financial Analysts Journal, the Journal of Index Investing, the Journal of Investment Consulting, and the Journal of Investment Management. Jason is the founder and chairman of Rayliant Global Advisors, and formally the co-founder and vice-chairman of Research Affiliates.


Contributions:

Antti Ilmanen

Principal at AQR Capital Management| Author

Antti Ilmanen is a Principal and Global Co-head of the Portfolio Solutions Group at AQR Capital Management. In this role, he manages the team responsible for advising institutional investors and sovereign wealth funds and develops the firm's broad investment ideas.

Prior to joining AQR, Antti spent seven years as a senior portfolio manager at Brevan Howard and a decade in a variety of roles at Salomon Brothers/Citigroup. He began his career as a central bank portfolio manager in Finland. Over the years, he has advised many institutional investors, including Norway’s Government Pension Fund Global and the Government of Singapore Investment Corporation.

Antti has published extensively in finance and investment journals and has received a Graham and Dodd award, the Harry M. Markowitz special distinction award, and multiple Bernstein Fabozzi/Jacobs Levy awards for his articles.

Antti is the author of Expected Returns (Wiley, 2011), a broad synthesis of the central issues in investing, and Investing Amid Low Expected Returns (Wiley, 2022), which addresses the challenges facing investors amid the prospect of record-low future expected returns. He also received the CFA Institute's 2017 Leadership in Global Investment Award.

Antti earned M.Sc. degrees in economics and law from the University of Helsinki and a Ph.D. in finance from the University of Chicago


Contributions:

Colleen Jaconetti

Investment Analyst at Vanguard

Colleen Jaconetti is a Senior Investment Analyst in the Vanguard Investment Strategy Group. She has over 25 years of experience in the financial services industry. Her areas of expertise include portfolio construction and financial planning with a focus on retirement planning, spending and wealth management strategies.

Colleen M. Jaconetti authored the 2012 Vanguard research paper "Total-Return Investing: An Enduring Solution for Low Yields", alongside Francis M. Kinniry Jr., and Christopher B. Philips. She has also posted articles for the AAII Journal.

Colleen received her B.A. in  Mathematics from Lehigh University.  She received her M.B.A in  Finance, Accounting from Lehigh University


Contributions:

Spencer Jakab

Heard on the Street Editor at The Wall Street Journal

Spencer Jakab is the Editor of the "Heard on the Street" column for the Wall Street Journal and the author of two books. His new book is The Revolution That Wasn't: GameStop, Reddit and the Fleecing of Small Investors, which is the topic of our conversation. Previously he wrote "Ahead of the Tape" published in 2015. Prior to joining the WSJ, Spencer was an analyst and later a director of emerging markets equity research at Credit Suisse.

Spencer Jakab is the Editor of the "Heard on the Street" column for the Wall Street Journal and the author of two books. His new book is The Revolution That Wasn't: GameStop, Reddit and the Fleecing of Small Investors, which is the topic of our conversation. Previously he wrote "Ahead of the Tape" published in 2015. Prior to joining the WSJ, Spencer was an analyst and later a director of emerging markets equity research at Credit Suisse.

Spencer Jakab is the Editor of the "Heard on the Street" column for the Wall Street Journal and the author of two books. His new book is The Revolution That Wasn't: GameStop, Reddit and the Fleecing of Small Investors, which is the topic of our conversation. Previously he wrote "Ahead of the Tape" published in 2015. Prior to joining the WSJ, Spencer was an analyst and later a director of emerging markets equity research at Credit Suisse.


Contributions:

Ben Johnson, CFA

Head of Client Solutions, Asset Management, Morningstar

Ben Johnson, CFA, works with Morningstar’s asset management clients to leverage Morningstar’s capabilities to advance our shared mission of empowering investor success. Prior to assuming his current role in 2022, he was the director of global ETF and passive strategies research within Morningstar’s manager research group. Earlier in his tenure in the manager research organization, he served as the director of ETF research for Europe and Asia. He also previously served as a senior equity analyst, covering the agriculture and chemicals industries. Before joining Morningstar in 2006, he worked as a financial advisor for Morgan Stanley.

Johnson holds a bachelor’s degree in economics from the University of Wisconsin. He also holds the Chartered Financial Analyst® designation. In 2015, Fund Directions and Fund Action named Johnson among the 2015 Rising Stars of Mutual Funds.


Contributions:

Michael Kitces

Financial Advisor| Nerd's Eye View Blogger

Michael Kitces, MSFS, MTax, CFP, a Financial Planning contributing writer, is head of planning strategy for Buckingham Wealth Partners, co-founder of the XY Planning Network and publisher of a continuing education blog for financial planners, Nerd’s Eye View.

Michael is also a popular speaker on financial planning and practice management topics, and can be seen presenting at 50-70 regional and national conferences for financial advisors every year.




Taylor Larimore

Author

Taylor Larimore, CCL, was dubbed by MONEY magazine as "The Dean of the Vanguard Diehards." Jack Bogle calls Taylor "King of the Bogleheads." Taylor is remarkably well informed after having spent most of his 98 years in the real world of finance and investments.

A graduate of the University of Miami School of Business Administration, Taylor served as a World War II paratrooper in the 101st Airborne Division during the Battle of the Bulge, earning 5 combat decorations. An avid sailing enthusiast, Taylor was named the American Sailing Association's "Instructor of the Year."

Throughout his career, Taylor worked as a life insurance underwriter, revenue officer for the Internal Revenue Service, Chief of the Financial Division for the Small Business Administration in South Florida, and Director of the Dade County Housing Finance Authority.

In 1986 Taylor became inspired when reading about the life and teachings of Jack Bogle. Combining his financial experience with Mr. Bogle's research and advice, Taylor and his wife of 62 years, Pat (deceased), have seen their portfolio improve dramatically. Taylor now spends his time sailing and helping others discover "the Boglehead way" on the Boglehead forums.

He calls his beautiful condo overlooking Biscayne Bay "The House That Jack Built" since he credits Jack Bogle and Vanguard for the investing success that allowed him to purchase it.


Contributions:

Craig Lazzara

Managing Director of Core Product Management group at S&P Dow Jones Indices

Craig Lazzara is a Managing Director in the Core Product Management group at S&P Dow Jones Indices (S&P DJI). His responsibilities focus on providing thought leadership and educational outreach for S&P DJI’s core, alternative beta, and style indices globally. Prior to assuming his current role, Craig founded the Index Investment Strategy team, which provides research and commentary across the S&P DJI product set, with particular emphasis on the active vs. passive debate, factor indices, and index dynamics. He previously served as product manager for S&P DJI’s U.S. equity and real estate indices. These include the S&P 500® and the S&P CoreLogic Case-Shiller Home Price Indices, two of the most widely tracked benchmarks in the world.

Prior to joining S&P Indices in 2009, Craig was a managing director of Abacus Analytics, a quantitative consulting firm serving the brokerage and investment management communities. He previously directed marketing and client service for ETF Advisors and Salomon Smith Barney’s Global Equity Index Group, as well as for the Equity Portfolio Analysis group at Salomon Brothers. Earlier, Craig served as chief investment officer of Centurion Capital Management and Vantage Global Advisors, as a managing director of TSA Capital Management, and as a vice president and portfolio manager for Mellon Bank and T. Rowe Price Associates.

A Chartered Financial Analyst, Craig is a graduate of Princeton University and Harvard Business School.


Contributions:

Jeffrey Levine

Chief Planning Officer at Buckingham Wealth Partners

Jeff Levine is a Certified Public Accountant, Certified Financial Planner, financial adviser, and a complete tax nerd. He is the lead financial planning guru for Kitces.com, home of the popular Nerd's Eye View blog, and the founder of Fully Vested Advice, Inc., which provides financial education and consulting services to industry professionals. He is also the Director of Advanced Planning at Buckingham Strategic Wealth.


Contributions:

Ron Lieber

Your Money columnist, New York Times

Mel Lindauer

Author, columnist and business leader. Vice Mayor, Daytona Beach Shores FL

Mel Lindauer, CFS, WMS, was dubbed "The Prince of the Bogleheads" by Jack Bogle. He's one of Boglehead forum founders along with Taylor Larimore, and has contributed thousands of posts, helping investors learn the Boglehead way to invest. In 2010, Mel helped create the John C. Bogle Center for Financial Literacy, an IRS-approved 501(c)(3) charitable organization. He served as the voluntary president of the Center from 2012 through 2019. Mel was elected to the Daytona Beach Shores city council and was sworn in on November 15, 2016. He was re-elected in 2018 and in 2020 was elected Vice Mayor. In 2022, he was re-elected to serve another four-year term.


Contributions:

Roger Lowenstein

Independent Publishing Professional

Roger Lowenstein reported for The Wall Street Journal for more than a decade and is also an award-winning book author. His work has appeared in Bloomberg, The New York Review of Books, Fortune, The New York Times Magazine, and other publications.

His best-selling books include Buffett, When Genius Failed, Origins of the Crash, While America Aged, and The End of Wall Street.


Contributions:

Alec Lucas

Director, Fixed Income Strategies, Manager Research at Morningstar

Alec Lucas is the director of fixed income strategies within manager research for Morningstar Research Services LLC, a wholly owned subsidiary of Morningstar, Inc. Prior to assuming his current role in June 2022, he worked for nine years on the equity strategies team, covering offerings from Vanguard and American Funds, among others. He is also the lead analyst on Vanguard.

Before joining Morningstar in 2013, Lucas worked as a minister as well as a professor for Loyola University Chicago, among other institutions. From 2010 to 2011, he was a Fulbright Scholar at the University of Heidelberg.

Lucas holds bachelors’ degrees in philosophy and classics from the University of Missouri-Columbia, where he graduated summa cum laude and with departmental honors, and a Master of Divinity, summa cum laude, from Trinity International University. He also holds a doctorate in theology, with distinction, from Loyola University Chicago and has published several articles and one book within that field.


Contributions:

Jon Luskin, CFP®

Fee-Only Certified Financial Planner | Host of Bogleheads  Live

Jon Luskin is a fee-only, advice-only Certified Financial Planner™ (CFP®) professional and fiduciary in sunny San Diego, California. Jon specializes in providing hourly advice to do-it-yourself investors.

Jon is a long-time advocate of simple, low-cost investing. His master’s thesis showed how university endowments can generate more wealth (and take on less risk) by using passive index funds. Jon’s other research has been published in the peer-reviewed Financial Planning Association’s Journal of Financial Planning. Jon has had the fortune of presenting his research to advisors across the country.

For his contribution to the industry, Jon has been recognized as one of the financial planning industry’s top young advisors by InvestmentNews magazine. Jon has been featured in consumer-facing and advisor-facing publications, including the New York Times, the Wall Street Journal, and Michael Kitces’ blog, Nerd’s Eye View.

Jon provides pro-bono financial planning to low-income households with the San Diego Financial Literacy Center, a 501(c)3 organization. He also volunteers with Second Chance Dog Rescue and Four Paws Dog Rescue.


Contributions:

Host of Bogleheads Twitter Spaces and the Producer of Boglehead's Live Podcasts

2022 Conference: Moderator and Panelist

Jason Lynch

CPA Financial Planner at PlanVision

Jason Lynch joined PlanVision in February 2020 after spending the last 18 years in private accounting as a controller, business manager, and consultant.  He spent 12 years in public accounting concentrating in tax with high net worth clients and their businesses. He's been indexing since the mid-90's and is a true Boglehead having attended the national conference in 2016 and is a regular presenter in his local Bogleheads chapter. 

Jason received his B.S. from Illinois State University.



Contributions:

Nick Maggiulli

Chief Operating Officer and Data Scientist at Ritholtz Wealth Management

Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence. He is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. His work has been featured in The Wall Street Journal, CNBC, and The Los Angeles Times. Mr. Maggiulli graduated from Stanford University with a degree in Economics and currently resides in New York City.


Contributions:

Dr. Burton Malkiel

Chief Investment Officer for Wealthfront Inc.

Burton Gordon Malkiel is an American economist and writer, most famous for his classic finance book A Random Walk Down Wall Street (now in its 12th edition). He is the Chemical Bank chairman's professor of economics at Princeton University and is a two-time chairman of the economics department there. Dr. Malkiel is a leading proponent of the efficient-market hypothesis, which contends that prices of publicly traded assets reflect all publicly available information, and one of the original thought leaders of that lead to the creation of index funds.

Dr. Malkiel served as a member of the Council of Economic Advisers (1975-1977), president of the American Finance Association (1978), and dean of the Yale School of Management (1981-1988). He also spent 28 years as a director of the Vanguard Group. He currently serves as Chief Investment Officer for Wealthfront Inc. a software-based financial advisor, and as a member of the Investment Committee Member for IRA Rebalance, an investment advisory firm.


Contributions:

Chris Mamula

Author and Educator

Chris Mamula is the lead co-author of the ChooseFI book and a financial writer for Can I Retire Yet? After poor experiences with the financial industry early in his professional life, Chris educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. Chris' writing have been featured in MarketWatch, Doughroller, Business Insider and RockStar Finance.


Contributions:

Stuart Matthews

Developer of the Pralana Retirement Calculator

Stuart Matthews is the designer and developer of the Pralana Retirement Calculator. He is a retired electrical engineer, systems integrator and program manager. Stuart received a bachelor’s degree in electrical engineering from the University of Texas at Austin and had a rewarding career in the defense industry with Bendix, Rockwell International and Raytheon. He retired in early 2009.

The Pralana Retirement Calculator project began in January 2011. Over time the calculator developed a robust life cycle model that concurrently models most of the numerous interacting forces that govern our financial lives and then presents its users with useful, verifiable and easy-to-understand outputs they can use to make the financial decisions on which their futures will depend and to better understand the sensitivity of their plan to a host of variables.


Contributions:

Paul Merriman

Founder, Author, Educator at The Merriman Financial Education Foundation

Paul Merriman is a nationally recognized authority on mutual funds, index investing, asset allocation and both buy-and-hold and active management strategies. Now retired from Merriman, the Seattle-based investment advisory firm he founded in 1983, he is dedicated to educating investors, young and old, through weekly articles at Marketwatch.com, and via free eBooks, podcasts, articles, recommendations for mutual funds, ETFs, 401(k) plans and more, at his website.

Paul Merriman is a nationally recognized authority on mutual funds, index investing, asset allocation and both buy-and-hold and active management strategies. Now retired from Merriman, the Seattle-based investment advisory firm he founded in 1983, he is dedicated to educating investors, young and old, through weekly articles at Marketwatch.com, and via free eBooks, podcasts, articles, recommendations for mutual funds, ETFs, 401(k) plans and more, at his website.


Contributions:

Sean Mullaney

Founder of Mullaney Financial & Tax Service, Inc.

Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc.  Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, and advice-only financial planning. 

Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice.

Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  Sean graduated from George Mason and Georgetown universities.




Sarah Newcom

Director of Financial Psychology at Morningstar

Sarah Newcomb, Ph.D., is a behavioral economist for Morningstar. In this role, she works to integrate the findings of her research into Morningstar's financial management applications and tools. Sarah has expertise in consumer psychology, economic decision-making, personal money management, and cognitive and social psychology.

Before joining Morningstar in 2015, Sarah earned her doctorate in behavioral economics from the University of Maine, where her work focused on the psychological barriers to sound personal money management. She is the author of LOADED: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind (Wiley, 2016).


Contributions:

Mike Nolan

Public Relations at Vanguard

Mike Nolan, CFA, is a Senior Investment Analyst, Bogle Financial Markets Research Center at Vanguard. He served as an assistant to John Bogle from 2001 through 2019.


Contributions:

Former Bogle Center Board member

Gerard O'Reilly

Principal, Portfolio Manager at Vanguard

Gerard C. O'Reilly is Principal, Portfolio Manager at Vanguard Group, Inc. Gerard has been with Vanguard since 1992, has managed investment portfolios since 1994, O'Reilly has managed stock index portfolios since 1994. Education: B.S., Villanova University.


Contributions:

Dan Otter

Co-founder of 403-b Wise. Teacher and Author

Daniel Otter, Ph.D., is a teacher, writer and personal finance advocate who strives to make the complex simple whether it is social studies, teacher education, or personal finance topics. Since 2000, he has operated the nationally recognized 403(b) site. The site has been featured in the Motley Fool, USA Today, Washington Post, New York Times and The Wall Street Journal. He has discussed teacher retirement plan issues on NPR and Bob Brinker's Land of Critical Mass.

In 2012, Money Magazine named Dan one of 40 who have made "extraordinary efforts to improve others' financial well-being." Dan is a two-time winner of The National Association of Government Defined Contribution Administrators, Inc. (NAGDCA) Media Recognition Award.

Dan is the author of two books: Teach and Retire Rich and Financial Literacy. Simplified


Contributions:

Michael Perre

 Principal in the Vanguard Equity Index Group

Michael Perre is  a principal in the Vanguard Equity Index Group.  Michael oversees the portfolio management of Vanguard’s internally managed equity index funds. He is involved with the daily trading and portfolio management of those funds.


Contributions:

Chris Pedersen

Director of Research at Merriman Financial Education Foundation

Chris Pedersen is a retired high-tech product manager now focused primarily on research to create sound personal finance & investing recommendations for The Merriman Financial Education Foundation. He is  also an active photographer and videographer creating event and legacy content.
 Education: B.S., Brigham Young University


Contributions:

Dr. Wade Pfau

Director of Research at Merriman Financial Education Foundation

Wade D. Pfau, Ph.D., CFA  is a Professor of Retirement Income for the American College of Financial Services and the Director of Retirement Research for McLean Asset Management, as well as the author of Insights & Research for Lifetime Financial Planning for the Retirement Researcher. He has written three books on retirement planning and personal finance.


Contributions:

Don Phillips

Former CEO and a managing director of Morningstar, Inc.

Don Phillips is the former CEO and a managing director of Morningstar, Inc. who remains involved in corporate strategy and investment research. He joined Morningstar in 1986 as the company's first mutual fund analyst and soon became editor of its flagship publication, Morningstar Mutual Funds™, establishing the editorial voice for which the company is best known. Don helped to develop the Morningstar® Style Box™, the Morningstar® Rating™, and other innovations that have become industry standards.

Investment Advisor magazine named him as one of the most influential people in the financial industry in 2006, and Financial Planning magazine named Phillips one of the planning industry's "Movers & Shakers" in 2003. Don holds a bachelor's degree in English from the University of Texas and a master's degree in American literature from the University of Chicago.


Contributions:

Mike Piper

CPA

Mike Piper is a licensed CPA and author of many finance and tax-related books including Social Security Made Simple. He is quoted regularly as a tax and Social Security expert in various publications, from The Wall Street Journal, to AARP, to Morningstar.

He is also the creator of the Open Social Security calculator and the author of the blog ObliviousInvestor.com.


Contributions:

Bob Pisani

Senior Markets Correspondent at CNBC

Bob Pisani, Senior Markets Correspondent at CNBC, has covered Wall Street and the stock market for 24 years. Pisani has covered real estate markets and then the global stock market, as well as initial public offerings (IPOs), exchange-traded funds (ETFs), and financial market structure for CNBC since 1990.

Prior to joining CNBC, Pisani co-authored Investing in Land: How to Be a Successful Developer. He and his father taught a course in real estate development at the Wharton School of Business at the University of Pennsylvania from 1987-1992. Pisani learned the real estate business from his father, Ralph Pisani, a retired real estate developer.

In 2017, Pisani was honored with a Lifetime Achievement Award from the Security Traders Association of New York for dedication to the Association and the Industry.

In 2013, he won Third Place in the National Headliner Awards in the Business and Consumer Reporting category for his documentary on the diamond business, The Diamond Rush.

In 2014, Pisani was honored with a Recognition Award from the Market Technicians Association for steadfast efforts to integrate technical analysis into financial decision making, journalism and reporting.

In 2010, Pisani was an Webby Award Honoree from the International Academy of Digital Arts & Sciences for Best Business Blog.


Contributions:

James Please

Developer of Fi  Calc

James Please is the developer of the product FI Calc

Mr. Please states "This calculator allows you to run your retirement simulations using historical data. Run retirements that are shorter or longer, or withdraw less or more, and see how these changes impact success.


Contributions:

Robin Powell

Journalist, investor advocate, financial educator & content consultant

Robin is a journalist who lives and works in the UK. He is an investor advocate, consultant to progressive financial advisers and asset managers in the UK and US, and the founder of The Evidence-Based Investor website.


Contributions:

Rich Powers

Head of Private Equity at Vanguard

Rich Powers is the head of ETF and Index Product Management in Vanguard Portfolio Review Department. He joined Vanguard in 1999 and joined Portfolio Review in 2003.

For the majority of his tenure in Portfolio Review, Mr. Powers was a senior member of the Oversight and Manager Search team, which is responsible for identifying subadvisory partners for Vanguard's active fund lineup and monitoring the firm, people, process, portfolio, and performance of all existing Vanguard funds on behalf of the firm's senior leadership team and board of directors.

In 2015, Mr. Powers became the head of ETF Product Management. His team was responsible for conducting surveillance of competitor products and positioning, meeting with clients and prospects to discuss Vanguard's ETF lineup, publishing on noteworthy developments in the ETF marketplace and Vanguard lineup, and supporting ETF education initiatives. In 2020, Rich assumed his current role, expanding his responsibilities beyond ETFs to also include all of Vanguard's equity and fixed income index funds.

Mr. Powers earned a B.S.B.A. in finance from Shippensburg University and an M.B.A. in investment management from Drexel University.


Contributions:

Jeff Ptak

Chief Ratings Officer at Morningstar

Jeff Ptak, CFA, is the global head of manager research at Morningstar Research Services, LLC, and past president & chief investment officer of Morningstar Investment Services. He also Co-hosts Morningstar's "The Long View" podcast with Christen Benz. 


Contributions:

Ellen Quigley

 Advisor to the Chief Financial Officer (Responsible Investment) | Senior Research Associate, Cambridge University

Ellen Quigley is the Advisor to the Chief Financial Officer (Responsible  Investment) at the University of Cambridge and a Senior Research Associate in Climate Risk and Sustainable Finance at the Centre for the Study of Existential Risk. She is from Saskatoon, Saskatchewan, Canada.


Contributions:


Ted Randall

Senior Portfolio manager at Avantis Investors®

Ted Randall is a senior portfolio manager at Avantis Investors®. Prior to Avantis Investors' establishment in 2019, Ted served as vice president and portfolio manager for domestic and international equity strategies at Dimensional Fund Advisors (DFA). In this role, Ted served as portfolio manager and portfolio advocate for 11 U.S. and non-U.S. developed, emerging market and blended asset allocation mutual funds and separately managed accounts.

Ted earned a master's in business administration from the University of California Los Angeles Anderson School of Management and a bachelor of science in business administration from the University of Southern California.


Contributions:

Dr. Eduardo Repetto

Chief Investment Officer (CIO), Avantis Investors

Eduardo Repetto is the Chief Investment Officer (CIO) of Avantis Investors, where he is responsible for directing the research, design and implementation of investment strategies, and has oversight of the investment team managing over $10 billion in factor-based ETFs. Prior to Avantis Investors' establishment in 2019, Eduardo was Co-Chief Executive Officer, Co-Chief Investment Officer, and Director at Dimensional Fund Advisors (DFA).

Dr. Repetto earned a Ph.D. degree in Aeronautics from the California Institute of Technology, an MSc degree in Engineering from Brown University, and a Diploma de Honor in Civil Engineering from the Universidad de Buenos Aires. He is a Trustee of the California Institute of Technology and the recipient of the William F. Ballhaus Prize from the California Institute of Technology for outstanding Doctoral Dissertation in Aeronautics and the Ernest E. Sechler Memorial Award for his teaching and research efforts.


Contributions:

Terese Reynolds

Compensation Project Consultant at Mass General Brigham

Terese has over 20 years of experience working in Human Resources in high tech, higher education and healthcare industries, focusing on market driven compensation and human resources information systems. Terese is the Boston Bogleheads chapter lead and serves as the liaison between local Bogleheads chapters and the John C. Bogle Center for Financial Literacy board.

Terese holds a Master’s Degree in Labor & Industrial Relations from Michigan State University, and is a Certified Compensation Professional. She is a board member of The Literacy Center in Attleboro, Massachusetts, founded and served on the board of the North Texas Compensation Association, and the board of the New England Compensation Consortium.


Contributions:

Frazer Rice

Northeast Regional Director at Pendleton Square Trust Company | President, Wealth Actually LLC

Frazer Rice is the author of Wealth, Actually: Intelligent Decision-Making for the 1%, host of the Wealth, Actually podcast, creator of the Wealth, Actually blog, and a Northeast Regional Director for Pendleton Square Trust Company. Frazer is an attorney and experienced trust officer. His wealth management career has included serving for over 15 years as a Managing Director at Wilmington Trust Company. 


Contributions:

Carl Richards

Certified Financial Planner | Creator of New York Times Sketch Guy column | Creator of the Behavior Gap

Carl Richards is a Certified Financial Planner and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.

Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin).

His sketches have appeared in a solo show at the Kimball Art Center in Park City, Utah as well as other showings at Parsons School of Design in New York City, The Schulz Museum in Santa Rosa, California, and an exhibit at the Mansion House in London. His commissioned work is on display in businesses and educational institutions across the globe.

He currently resides in London with his family and is available for speaking engagements and conferences both nationally and internationally.


Contributions:

Jim Richmond

Developer of The Flexible Retirement Calculator

Jim Richmond is the founder and President of Random Walk Ventures, LLC.  He has extensive experience in the computer software industry, including management and executive positions at both large firms and startups. Jim is named inventor on a handful of computer networking and network security patents.

In addition to his work in the computer industry, from 2000 to 2010 Jim worked part time teaching undergraduate finance at a local college.  He holds a Bachelors Degree in Computer Science and an MBA. Jim is also a volunteer small business mentor at SCORE.

The Flexible Retirement Planner was created in 2006 by Random Walk Ventures LLC and has undergone several updates over the years.  Random Walk Ventures LLC is committed to building and continuously improving financial modeling software that is powerful, flexible and easy to use. 


Contributions:

Barry Ritholtz

Chief Investment Officer Ritholtz Wealth Management

Barry Ritholtz is a Wall Street icon. He is a prolific writer, book author, newspaper columnist, long-time blogger, equities analyst, CIO of Ritholtz Wealth Management, and guest commentator on Bloomberg Television. Barry is also the host of the popular Masters in Business podcast for Bloomberg in which he interviews influential figures on markets, investing, and business. He is also a former contributor to CNBC and TheStreet.com.


Contributions:

Allan Roth

Founder, Wealth Logic, LLC

Allan Roth is a licensed CPA, a Certified Financial Planner (CFP), adjunct professor, and Founder of Wealth Logic, an hourly based investment advisory and financial planning firm. He is also the author of How A Second Grader Beats Wall Street (Wiley & Sons in 2009 and 2011) and writes for AARP, Financial Planning Magazine and others. Allan has taught finance and behavioral finance at the University of Denver, Colorado College, and the University of Colorado. Despite the many credentials (CFP, CPA, MBA), Allan claims he can still keep investing simple. 


Contributions:

Gus Sauter

Chief Executive Officer at BrandEmPower, Inc

Mr. George Upham Sauter, fondly known as "Gus", former Chief Investment Officer, Managing Director and Portfolio Manager of The Vanguard Group, Inc., the investment advisor of Vanguard Index Funds. Gus joined Vanguard Funds in 1987 and as the Chief Investment Officer oversaw Vanguard's Quantitative Equity and Fixed Income Groups. He holds an M.B.A. in Finance from the University of Chicago and an A.B. in Economics from the Dartmouth College.


Contributions: